Life insurance

Life insurance is one of the most complicated insurance plans to figure out. One of the reasons that most of our clients face is figuring out what insurance plan to get. But with types of life insurance available, choosing the right one not only becomes tricky, but it also becomes very frustrating once you pick one that doesn’t cater to your needs.

Let’s look at a more in-depth look at the three life insurance policies we offer and know the benefits of each insurance policy.

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Whole life insurance

Whole life insurance refers to permanent insurance where you pay a premium throughout your lifetime. It is life insurance with a cash value where you can benefit from your incentives once your insurance matures.


  • You pay a fixed premium rate
  • You can get a cash value you can use in your lifetime
  • It offers small but guaranteed returns that grow bigger as time passes
  • Your returns will not be affected by inflation and economic changes
  • You can get tax free withdrawals in the duration of your whole life insurance

Term life insurance

Term life insurance is limited insurance where you only choose to pay your premiums at 10, 20, or 30 years. This insurance provides coverage that paid to your family in an account of your death.


More affordable premium if you choose a shorter term You can get this life insurance even if you have outstanding loans and mortgages to pay

  • A tax-free guaranteed death benefit
  • Convertible to cash (under certain limits)
  • Can be upgraded and customized
  • Flexible options
  • Amenable premiums and frequency of payments
  • Higher cash value accumulation
  • Adjustable coverage levels
  • Broader age coverage from 15 to 80 years old
  • Access to the cash value in your lifetime